How can we help?

Click "Log In" and choose "Sign Up" - it takes about a minute. You'll get a checking account automatically, and can add savings, credit cards, or apply for a loan right from your dashboard afterward.

Transfers to another person over $2,000, and all wire transfers, are held for a quick review as a fraud-prevention safeguard. You'll see it move to "Successful" once it's cleared, usually the same day.

Yes - a flat $25 fee applies to every wire transfer, shown clearly before you confirm. There's no fee for transfers between your own accounts or to another Lumora customer.

It's the greater of $25 or 2% of your current balance, shown on your Credit Cards tab. Paying more than the minimum reduces the interest you'll pay over time.

Reach out through Live Chat or give us a call and our support team can help you close an account and provide a final statement for your records.