Earn more on every purchase.

The Lumora Rewards Card gives you 2x points on everyday spending and 3x on travel and dining — with no annual fee.

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Why people switch to Lumora Rewards

  • 2x points on every purchase, everywhere it's accepted
  • 3x points on travel and dining, automatically - no rotating categories to track
  • No annual fee, ever
  • Points never expire as long as your account is open
  • Redeem for cash back, travel, or gift cards - 1 point = 1 cent, no confusing charts

At a glance

Annual Fee$0
Intro APR0% for 12 months
Regular APR18.99% - 27.99% variable
Rewards Rate2x - 3x points
Foreign Transaction Fee3%
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Redeem however you want

No blackout dates, no confusing point charts. Cash back, travel, or gift cards - it's always 1 point per cent, so what you see is what you get.

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Ready to start earning?

Apply in minutes. No impact to your credit score to check if you're pre-approved.

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