Choose a term that fits your budget.
Every Lumora personal loan comes with a fixed rate - just pick the term length that makes the monthly payment work for you.
Every Lumora personal loan comes with a fixed rate - just pick the term length that makes the monthly payment work for you.
| Term | Monthly Payment | Total Interest Paid |
|---|---|---|
| 12 months | $872 | $466 |
| 24 months | $455 | $909 |
| 36 months | $316 | $1,364 |
| 48 months | $246 | $1,831 |
| 60 months | $205 | $2,310 |
Illustrative example. Your exact payment is calculated automatically the moment you enter a loan amount and term.
Make an extra payment whenever you want, right from your dashboard - there's no prepayment penalty, so every extra dollar goes straight toward your balance.
Your dashboard shows a live payoff progress ring for every loan, updated the moment you make a payment - no need to do the math yourself.