Move money instantly, no fees.

Transfer between your own Lumora accounts, or send to another person by email or account number - it lands in seconds.

Get Started
Person sending money on a phone

How it works

1
Open the Transfer screen
From your dashboard, choose "Transfer" and pick between your own accounts or another person.
2
Enter the amount
For sending to someone else, use their email address or their account number.
3
Confirm and send
Transfers between your own accounts complete instantly. Transfers to other people over $2,000 are briefly held for review as a fraud-safety measure.

Between your own accounts

Move money between checking, savings, and even pay down your credit card balance - all instantly, with no fee, any time of day.

To another person

Send to anyone with a Lumora account using just their email or account number. No fee for transfers under $2,000; larger transfers are reviewed first to help prevent fraud.

Ready to send your first transfer?

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